Disclosure

Editorial and affiliate disclosure

What are the disclosures for New Car Buying Secrets?

New Car Buying Secrets publishes general educational information about buying a car. It is not financial, legal, tax, or purchasing advice, and we are not a dealer, lender, or broker. We do not quote prices or rates, some links may be affiliate links that earn us a commission at no cost to you, and you should confirm every figure in writing before signing.

Send your question The full buying guide

Educational information, not advice

Everything on New Car Buying Secrets is general educational information about how buying, financing, and leasing a new car works. It is not financial, legal, tax, or purchasing advice, and it is not tailored to your specific situation. We are not a dealer, a lender, a broker, or a licensed financial professional, and nothing here is a solicitation or an offer of credit or of any vehicle. Before you make a decision, consult the appropriate professionals and confirm every figure that matters with the dealer, the lender, and your own advisors.

Any prices, interest rates, payments, or savings mentioned anywhere on the site are illustrative examples used to explain a concept, not offers and not quotes. Real prices, incentives, lending terms, fees, taxes, and rules vary widely by make, model, trim, lender, credit profile, state, and time, and they change constantly. We make no warranty that any figure, technique, or outcome described here applies to your purchase, and your results will depend on your own circumstances and on numbers you must verify independently.

Advertising and affiliate disclosure

This site may contain advertising and affiliate links. When a page links to a third-party service, such as an auto-loan comparison, an insurance-quote tool, or a new-car pricing service, that link may be an affiliate link, meaning we may earn a commission if you use the service, at no additional cost to you. Slots reserved for such links are clearly marked on the page, and where a unit is not yet configured it is shown as a labeled placeholder rather than a live offer.

An affiliate relationship never changes the guidance. The advice on this site is buyer-side and stays the same whether or not you use any linked service, because a guide that bent its recommendations to earn a commission would be useless to the reader and would defeat the entire purpose of the site. We disclose these relationships openly rather than hiding them, and you are always free to ignore any linked tool and use your own bank, credit union, insurer, or research instead.

Questions

Frequently asked questions

Is the information on this site professional advice?
No. It is general educational information about how car buying, financing, and leasing work, not financial, legal, tax, or purchasing advice, and it is not tailored to your situation. We are not a dealer, lender, or broker. Consult the appropriate professionals and confirm every figure with the dealer, lender, and your own advisors before deciding.
Are the prices and rates on this site real offers?
No. Any prices, rates, payments, or savings mentioned are illustrative examples used to explain a concept, never offers or quotes. Real figures vary by make, model, lender, credit, state, and time and change constantly, so verify every number that matters in writing with the dealer and lender. We make no warranty that any figure here applies to your purchase.
Does this site use affiliate links?
It may. Some links to third-party tools such as loan, insurance, or pricing services may be affiliate links that earn us a commission at no extra cost to you, and those slots are clearly marked. An affiliate relationship never changes the buyer-side guidance, and you are always free to ignore any linked tool and use your own bank, insurer, or research instead.

New Car Buying Secrets publishes general educational information about buying, financing, and leasing a new car. It is not financial, legal, tax, or purchasing advice, and it is not a solicitation or an offer of credit. We are not a dealer, a lender, or a broker, and we do not quote prices, interest rates, or specific deals; figures used as illustrations are examples only and are not offers. Vehicle prices, incentives, lending terms, fees, taxes, and rules vary by make, model, lender, state, and time, and they change constantly, so confirm every number in writing with the dealer, lender, and your own advisors before you commit. Read your contract in full before signing.